What is Bankruptcy?

Bankruptcy is a legal process that will share out your assets amongst your creditors and as a result can free you from overwhelming debt to give you a fresh start on your finances, however it is a serious commitment and it is vital that you make sure that it is appropriate for you.

The Insolvency Service and the courts cannot advise you on specific insolvency problems; for example, whether
you qualify for Bankruptcy.

Expert help and advice when you need it most

The Bankruptcy Advice Online team of specialists can quickly assess whether you qualify for bankruptcy and assist you every step of the way to ensure your desired outcome is acheived successfully. You can find out now, online if you qualify for help by taking the Bankruptcy Eligibility Test, or simply call the team on 0800 292 2135

We're here to help

Please explore the website, as it contains a wealth of information that will reduce your stress and anxiety. There is lots of information explaining the bankruptcy process and the effects it may have on you personally, such as your home and your job. Their are also guides on dealing with council tax debts, bailiffs and Inland Revenue debts, to simply reducing your outgoings.

If at any time you need advice then remember that help is simply a phone call away. Our advice line is available to anyone who is considering bankruptcy and would like some professional advice. Just call 0800 292 2135

Bankruptcy Alternatives

Become stress free from as little as £100 pcm With a Debt Management Plan you could simply pay one affordable monthly payment and no longer have to deal with your creditors.. See if you qualify

Write off up to 70% of your debt If you qualify for an IVA you could: Write off up to 70% of your debt Freeze all interest & charges Keep your house See if you qualify

Scottish Resident?- be debt free in 36 months Be DEBT FREE in 36 months using Scotland's answer to the IVA. See if you qualify